Unique coverage for every district.

Michigan public school districts are eligible for the programs offered by MSIP. (K-8, 9-12 or K-12, Special Education Districts or Intergovernmental Units).  Program design is flexible to meet the needs of each individual district.

Member Benefits
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Coverage Highlights

  • Property and related coverages
  • General Liability (including Sexual Misconduct & Concussions)
  • Auto Liability and Auto Physical Damage
  • Excess liability
  • Crime
  • Student Accident Liability
  • School Board Legal Liability
  • Boiler and Machinery
  • Employee Benefit Liability
  • Bonds-Treasurer/LifeSafety Notary Public
  • Workers' Compensation
  • Pollution Liability
  • Gallagher Crisis Protect
  • Identity Theft/Cyber Liability ($2MM Per Member)

Who is MSIP?

Michigan School Insurance Programs (MSIP) exists to provide services including training, education, risk-control, claims management advice and other services to its public K-12 school members. This includes members of the West Michigan Management Trust (WMRMT) and the West Michigan Workers Compensation Fund (WMWCF). As a result of these services, members purchase competitively priced insurance that is both stable and comprehensive while also receiving benefits of surplus returns, loss control, discounted student/athletic accident insurance and more.

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Participating Members

Have any questions?

Learn more about the benefits of your district joining MSIP

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