Michigan School Insurance Programs (MSIP) exists to provide services including training, education, risk-control, claims management advice and other services to its public K-12 school members. This includes members of the West Michigan Management Trust (WMRMT) and the West Michigan Workers Compensation Fund (WMWCF). As a result of these services, members purchase competitively priced insurance that is both stable and comprehensive while also receiving benefits of surplus returns, loss control, discounted student/athletic accident insurance and more.