Unique coverage for every district.

Michigan public school districts are eligible for the programs offered by MSIP. (K-8, 9-12 or K-12, Special Education Districts or Intergovernmental Units).  Program design is flexible to meet the needs of each individual district.

Member Benefits
insurance doc shield
File Size Type Download
24.25 Forest Hills - FOLDER Open Folder
23.24 Forest Hills - FOLDER Open Folder
23.24 Forest Hills
Files Size Type Download
23.24 Forest Hills WC Proposal 829.78 KB PDF 23.24 Forest Hills WC Proposal
23.24 Forest Hills WC Policy 960.57 KB PDF 23.24 Forest Hills WC Policy
23.24 Forest Hills P&C Proposal 2.29 MB PDF 23.24 Forest Hills P&C Proposal
23.24 Forest Hills Certificates 1.07 MB ZIP 23.24 Forest Hills Certificates
23.24 Forest Hills Auto ID Card 270.05 KB PDF 23.24 Forest Hills Auto ID Card
24.25 Forest Hills
Files Size Type Download
24.25 Forest Hills WC Proposal 3.49 MB PDF 24.25 Forest Hills WC Proposal
24.25 Forest Hills P&C Proposal 2.25 MB PDF 24.25 Forest Hills P&C Proposal
24.25 FHPS Certificates 956.23 KB ZIP 24.25 FHPS Certificates
24.25 FHPS Auto ID Card 73.35 KB PDF 24.25 FHPS Auto ID Card
caution wet floor

Coverage Highlights

  • Property and related coverages
  • General Liability (including Sexual Misconduct & Concussions)
  • Auto Liability and Auto Physical Damage
  • Excess liability
  • Crime
  • Student Accident Liability
  • School Board Legal Liability
  • Boiler and Machinery
  • Employee Benefit Liability
  • Bonds-Treasurer/LifeSafety Notary Public
  • Workers' Compensation
  • Pollution Liability
  • Gallagher Crisis Protect
  • Identity Theft/Cyber Liability ($2MM Per Member)

Who is MSIP?

Michigan School Insurance Programs (MSIP) exists to provide services including training, education, risk-control, claims management advice and other services to its public K-12 school members. This includes members of the West Michigan Management Trust (WMRMT) and the West Michigan Workers Compensation Fund (WMWCF). As a result of these services, members purchase competitively priced insurance that is both stable and comprehensive while also receiving benefits of surplus returns, loss control, discounted student/athletic accident insurance and more.

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Learn more about the benefits of your district joining MSIP

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